Still renting.
Still saving.
Still locked out?
CoHaus is building a community for people who want to buy a home but feel priced out of doing it alone.
It works in three steps:
- Discuss — swap honest stories with other locked-out buyers in the live discussion.
- Discover — run your real numbers through the co-buying calculator to see what you could afford with one, two or three other people.
- Decide — if it stacks up, register your interest in a pilot cohort.
Along the way, the blog, in-depth reads and guide explain co-buying in plain English.
Free to join, no mortgage application, all data is kept strictly confidential — absolutely no data sharing.
Co-buying, demystified
A home doesn't have to be a solo decision.
Co-buying means pooling deposits with one or more people — friends, siblings, partners, or strangers vetted through the community — and sharing ownership of a property. It's not for everyone. But for many locked-out buyers, it's the difference between waiting another decade and moving in next year.
- Shared deposit
- Pool savings, reduce the gap to entry.
- Legal clarity
- A Deed of Trust protects each owner.
- Exit terms
- Agreed upfront — no nasty surprises.
- Lower risk
- Shared mortgage, shared maintenance.
- Bigger borrowing
- Combined incomes unlock better homes and locations.
- Faster entry
- Reach a deposit years sooner than buying alone.
Co-Buying, Blog
Explore the CoHaus Life Blog
Buying a home can feel complicated, especially when you're exploring different ways to buy with others. The CoHaus Life Blog brings together practical guides, insights and useful information to help you understand your options and make more informed decisions.
Explore articles covering co-buying, mortgages, shared ownership, property ownership structures, leaseholder rights and alternative routes to homeownership — helping you navigate the journey from thinking about buying to finding the approach that works for you.
- Co-buying guides
- Step-by-step walkthroughs of how co-buying actually works in practice.
- Mortgage insights
- What lenders look for, joint applications, and affordability tips.
- Shared ownership
- How it compares to co-buying and when it might be the right route.
- Legal & ownership
- Deeds of Trust, leaseholder rights, and structuring ownership fairly.
- Real stories
- How real co-buyers found each other and bought their first home.
- Money & budgeting
- Saving for a deposit, splitting bills, and planning shared costs.
In-depth reads
Six longer articles on co-buying
- How to split ownership fairly when deposits aren't equalOwnership 7 min read
- The Deed of Trust, explained line by lineLegal 8 min read
- Getting a joint mortgage with friendsMortgages 6 min read
- Exit planning: what happens when one co-buyer wants outOwnership 7 min read
- Co-buying vs. staying in the rental trap: a 10-year comparisonMoney 6 min read
- Finding and vetting the right co-buyerCommunity 7 min read